Do subbies need their own insurance?

Can anybody tell me why contractors are telling their subbies to get their own Public Liability insurance? We are getting loads of calls from people saying ‘my boss says I need to get my own insurance’. Now if they are your boss then surely the buck stops with them? Trying to turn labour subbies into…

The Last Domino

The last Domino! Is there any point in incorporating these days? This is a harder call now due recent taxation changes-☹ It is certainly less clear cut now but there are still some big advantages to trading as a Limited Company. The limitation of liability itself is probably the biggest advantage. In a world where the…

Boiling Blood!

If you have ever wondered why your business insurance costs are going up then read this but be warned it will make your blood boil. I personally dealt with this case and I was gobsmacked with the outcome.    A subbie injured himself whilst texting his girlfriend near some equipment. He tripped because he was…

Toxic Beauty

To many people, a rhododendron is a beautiful plant which has been ‘encouraged’ to grow. Like many introduced species it is causing havoc to our ecosystem. This plant is responsible for the destruction of many native habitats. It has spread from people’s gardens to many once wild habitats. Apparently, it is a competitive plant that…

New For Old Tool Cover

We keep getting asked about ‘New for Old’ insurance for tools, as some providers no longer offer this. So ‘yes’ – subject to policy limits we can offer this type of cover. So call us now on 01732 373864 and get those tools insured!

End Late Payments!

We regularly hear about contractors struggling to get payments on time from customers. This always puzzles me because a good contract always stipulates prompt payment. One client offers a £20 discount if paid on the same day. Current technology sharply favours prompt settlement. You can have a mobile card terminal or use Apple or Android…

APF postponed !

Europe’s largest Arb, Forestry and Timber event has been postponed. I guess this is the best thing as safety always comes first. The only good news is that it’s on next year instead, along with the Olympics and Euro football. So, put 23rd/24th/25th September 2021 in your diary. https://www.apfexhibition.co.uk/

The Virtual Arb Show 2020

Its a real shame that this GREAT event has been cancelled this year but the fantastic Arb Association have produced a virtual show. Many people including me would have been there today. Lets hope this great event is back next year and in the mean time, click on the link below and at least get…